FINANCE GURU ADVICE

 Amex Business Line of Credit : The Perfect Way to Fund Your Small Business As an entrepreneur, you understand the importance of having access to reliable and flexible funding option. Traditional lenders and banks  can take few weeks or even months, complex procedures as well.  For flexible and immediate funding , American Express(AMEX) offers Amex Business Line of Credit.  American Express Business Line of Credit is a versatile funding solution that offers entrepreneurs or small business owners an option to borrow fund as per their requirement. The fund can be used for purchasing inventory, equipments , paying salary and for marketing expenses. With Amex Business Line of Credit, you have flexibility to opt for funds upto approved limits and pay only for the amount you borrowed. KEY FEATURES & BENEFITS OF AMEX BUSINESS LINE OF CREDIT 1. Fast Funding :  With Amex Business Line of Credit, you can receive funds within 1 to 3 working days, dependi...

HOW TO SECURE FAST BUSINESS FUNDING WITH AMEX SMALL BUSINESS LOANS If you are an entrepreneur looking for an immediate and reliable funding, you maybe wondering how to secure a business loan in short period of time. Traditional banks can take few weeks or even months to process an application, which is hassle and difficult to navigate. In order to grow your business, it need to be supported by innovative financial solutions  which offers funds within a short period of time.  American Express offers amex small business loans or business line of credit , with a smooth application process and fast approval, which makes it best for entrepreneurs or small business funding.   BENEFITS OF AMEX SMALL BUSINESS LOANS Amex Small Business Loans offer a variety of benefits that can help entrepreneurs and small business owner grow and succeed. Here are some of the key benefits : 1. Fast Approval : Unlike traditional banks, Amex business loans offers a hassle free and fast approva...

Retirement Planning : Securing Your Financial Future  WHAT IS RETIREMENT PLANNING ? Retirement is a milestone that many of us wait for, a time to relax, travel and enjoy the fruits of our labor. To have a prosperous retirement life , you need a strategic retirement planning. Retirement Planning is the process of ensuring that you have enough wealth/finance to live a comfortable life even after you stop working.  KEY STEPS AND CONSIDERATIONS INVOLVED IN A STRATEGIC RETIREMENT PLANNING 1. PLANNING YOUR RETIREMENT GOALS & TIMELINE Retirement Planning begins with retirement goals and timeline. What you want to do in retirement or how to spend your retirement time are plans which come under the retirement goals. It can be activities like public service, traveling, gardening or volunteering. Some people love to spend time with family in retirement.  Once you plan your retirement goal, the next step is to plan when to retire. The retirement timeline need to be well calculate...

Power of Compound Interest : How to Make Your Money Work for You   Have you ever heard the saying, " It takes money to make money" Yes, the concept of compound interest matches this saying perfectly. This powerful as well as magical phenomenon has the potential to turn your finances in to powerhouse, allowing you to take rest while your money works for you. In this article, we will delve into topics: what is compound interest, compound interest formula and some effective ways to maximize the compound interest. WHAT IS COMPOUND INTEREST ? Compound Interest is one of the most powerful force in the dynamic world of finance. It is an exponential process of earning interest of interest, which means your money will grow over time. This phenomenon can pave way for remarkable long-term growth, even with relatively small amount of money. It is like a snowball rolling downhill, picking up the pace and size as it goes down. In short, the longer you invest your money, the more it multipl...

REAL ESTATE HOUSING MARKET : TRENDS & INSIGHTS   In an ever-evolving world, the real estate housing market remains a key component of our economy. The US real estate market is one of the largest in the world, it is the most fluctuating as well. Real Estate price fluctuates in response to economic condition, pandemic, interest rates and various other factors. US real estate market is notoriously competitive, it can be pretty difficult to navigate.  To make an informed decision about buying, renting, selling or leasing a property, it is important to stay up-to-date on the latest trends and developments in the real estate market. There are some useful tips and insights that can help you being successful in real estate housing market. In this article, we will delve in to some of the most effective strategies for finding the property that matches your requirements and budget.     REAL ESTATE HOUSING MARKET 2023    US real estate market is currently in a stat...

 What is a Recession? A Recession is a widespread drop in economic activities that affects vario us aspects of an economy. It is often measured by prolonged decline in Gross Domestic Product(GDP) and tremendous increase in unemployment rates.  In United States if there is widespread drop in economy for more than five months, then it is declared as a recession. However in United Kingdom , a recession is defined a negative  economic growth for six months. The National Bureau of Economic Research (NBER) examines various indicators like GDP contraction, increasing unemployment rate, inverted yield curve, industrial production and few more recession indicators. Key Indicators of a Recession  GDP Contraction : One key factor to measure recession is by checking the GDP, which is the total value of goods and services produced in the economy. If GDP declines contracts for 6 months, then it is a clear indication that the economy is in recession. Increasing Unemployment Rate: ...

 Home Insurance Claim Adjuster Secret Tactics As a house-owner , you depend on your home insurance policy to get fund in case of unforeseen damage to your property. However every house-owner must be aware about the home insurance claim adjusters secret tactics. These tactics goes unnoticed due to our lack of knowledge on this topic and desperation. Dealing with an home insurance claiming company can be pretty frustrating and challenging process. Adjusters make use of various unfair tactics to minimize our claim , leaving you feel helpless and undervalued. In this guide, we will delve into  detailed explanation of tactics used by adjusters. Before exploring the home insurance claim adjuster secret tactics, let's have a look into some of the common house insurance claims : Fire & Lighting Storm Damage Theft Water Damage & Flood Coverage Personal Injury TACTICS EMPLOYED BY HOME INSURANCE CLAIM ADJUSTERS 1. Undervaluation : Underestimating the actual value of your claim Un...